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If You Are Leaving The Agency

 

Unemployment Insurance Benefits

If you are leaving employment at ServiceNet you may, depending upon the circumstances of your departure, be eligible to receive Unemployment Insurance benefits from the Commonwealth of Massachusetts.  The following link provides information on how to apply for these benefits.

 

COBRA

When an employee is leaving ServiceNet, and he or she was covered by the agency’s health or dental insurance plans, the employee and/or the employee’s family members may be eligible to continue coverage under these plans at their own expense.  This continued eligibility is popularly known as COBRA, after the name of the federal law that established it. The cost to the employee (or family member) is the full cost of the premium plus 2.00%.

The circumstances that allow this continuation of coverage are:

  • The death of the covered employee.
    The surviving spouse and any dependent children may continue coverage for up to 36 months.
  • The termination (under most circumstances) or a reduction of hours of the covered employee’s employment.
    All family members covered under the employee’s health plan may continue group health coverage for up to 18 months.
  • The divorce or legal separation of a covered employee from the employee’s spouse.
    The surviving spouse and any dependent children may continue coverage for up to 36 months.
  • The covered employee becomes eligible for and chooses Medicare coverage rather than group coverage.
    The spouse, if not also enrolled in Medicare, and any dependent children may continue group coverage for up to 36 months.
  • A child ceases to be a dependent child of the covered employee under the plan’s requirements and a loss of coverage occurs.
    The child may continue group coverage for up to 36 months.

Note: This is only a summary of COBRA and you should not rely only on this document.  The COBRA legislation requires that employees and their beneficiaries who are eligible for COBRA coverage receive official notices of that fact and the opportunity to enroll.  The information contained on this page is for informational purposes only and is not intended to be an official notification of COBRA rights.  State laws may also provide you with additional rights and/or coverage options.  Please contact the Human Resources Department for more information.